Safeguarding Funds
Your funds are protected by FCA-regulated institutions and held in segregated client accounts.
How Your Funds Are Protected
Your money is never held by Cosmos.
Funds are held in secure, segregated client accounts and safeguarded by regulated payment institutions in line with strict regulatory requirements. This ensures your money remains protected, even in the unlikely event of insolvency. This safeguarding process is a regulatory requirement designed to protect client funds at all times.
- Your funds are held in segregated client accounts
- Managed by FCA-regulated platforms
- Protected under strict regulatory safeguards
- Never used for operational purposes
Our FCA-Regulated Payment Partners
View full regulatory and company details
UK & ROW End Users
Payment services are provided by Equals Money Plc. Equals Money Plc is authorised as a Payment Institution by the Financial Conduct Authority (FCA) with Firm Reference Number (FRN) 488396. Company registered in England & Wales No. 05539698. Registered Office: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ.
EEA End Users
Equals Money Europe S.A. is a Regulated Payment Institution supervised by the National Bank of Belgium (NBB). Company incorporated under the laws of Belgium, with the Registration No. 0849.185.510. Registered Address: Avenue Louise 231, 1050 Bruxelles.
All Users
Foreign exchange and payment services are also provided by ALT21 Limited (ALT21) which is authorised and regulated by the Financial Conduct Authority (FRN 783837). ALT21 is a company registered in England and Wales (No:10723112), with a registered address of 45 Eagle Street, London WC1R 4FS, United Kingdom. ALT21 is registered with the Information Commissioner’s Office with a registration number of ZA774283.
Foreign Exchange and Payment Services for customers introduced by Cosmos Currency Exchange Ltd to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951.
Foreign exchange and payment services are also provided by Sokin, the trading name of Plata Capital Ltd. Registered Office: Plata Capital Limited c/o Mishcon De Reya, Africa House, 70 Kingsway, London, United Kingdom, WC2B 6AH. Registered Number 10958599. Registered in England and Wales. To learn more about how you receive the services provided by Sokin, and how we are regulated and licensed, please see here.