Media Coverage & Expert Insights (Q3 & Q4)
Featured exchange insights and commentary from Tony Redondo on currency markets, international payments, and global economic trends.
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29 December 2025
Pound sterling remains at best level against the Dollar since September
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, said Brits travelling to the US “should buy their Dollars now”.
29 December 2025
Gold price smashes through $4,400 for first time while silver makes eyes at $70
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, a forex broker, said silver’s role in key growth sectors such as solar, EV (electric vehicles) and AI is a contributor to its stellar performance in 2025, but that there may be short-term price volatility before the metal eventually pushes on.
18 December 2025
Keir Starmer taking credit for Bank of England cut? “All he should take credit for is creating one hell of a mess in our economy”
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, said the Bank of England was “caught between a rock and a hard place”.
18 December 2025
Pound in surprise jump on rate decision: “Hawkish vote count has prevented Sterling from entering free fall”
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, said: “As widely expected, the Bank of England cut the base rate today by 0.25% to 3.75%, its lowest level for three years.
18 December 2025
Bank of England interest rates decision - what it means for savers and 2026
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, told Newspage: “The UK still has the highest inflation rate among the G7, and an inflation rate of 3.2% remains 60% above target.”
17 December 2025
Around 144,000 people expected to face £5,000 savings tax bill this year
Tony Redondo, a fractional currency consultant at Cosmos Currency Exchange, said: “After Friday’s dreadful GDP data and this week’s grim unemployment figures, finally some relief for consumers, borrowers, and businesses with a second consecutive monthly fall in the UK CPI inflation rate.
13 December 2025
Rachel Reeves utterly disconnected to reality - it's beyond a joke and UK is being ruined
Let’s not beat around the bush. The policies of this Labour Government are destroying the UK economy, sending countless businesses under, decimating sentiment and causing entrepreneurs to flee overseas.
13 December 2025
UK economy struggles under tax burden but AI strategists busy: “This has been my most profitable quarter”
Meanwhile, forex broker Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, said he is not confident about the year ahead: “My outlook for 2026 is cautiously wary. Only my international clients seem upbeat, reporting good opportunities overseas, helped by a weakening Pound.
11 December 2025
Fed cuts rates by 0.25% and Bank of England set to follow, possibly with a ‘mega-cut’
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, agreed with Mather-Holgate that things are looking more positive on the interest rate front.
08 December 2025
HSBC issues verdict on Bank of England interest rates decision
Currency specialist Tony Redondo, Founder of Cosmos Currency Exchange, said the pound faces an “extremely challenging” 2026 as inflation drops towards 2%, growth slows to 0.9%, and the labour market softens.
08 December 2025
HSBC brokers give verdict on Bank of England rate cut chance update
As for the impact on the pound, currency specialist Tony Redondo, Founder of Cosmos Currency Exchange, predicted the pound faces an “extremely challenging” 2026 as inflation drops towards 2%, growth slows to 0.9%, and the labour market softens.
08 December 2025
SMEs slam Labour for small business social media blitz – “I thought it was satire”
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, was nonplussed: “This Labour government claiming to back small businesses is beyond a joke. They’re in Cloud Cuckoo Land. There isn’t a gap between rhetoric and reality. It’s a chasm.
06 December 2025
HMRC scheme offering cash to report tax avoiders will backfire on small firms, say business owners
Tony Redondo, founder of Cosmos Currency Exchange, told the Newspage agency that taxpayers should be concerned about the time and cost.
05 December 2025
Business owners warn HMRC’s new ‘bounty’ tax reward scheme risks unleashing malicious claims
Tony Redondo, founder of Newquay-based Cosmos Currency Exchange, said the premise of the scheme is understandable — but the unintended consequences could be severe.
05 December 2025
Experts warn HMRC reward scheme could backfire
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, said: “In practice, I fear a lot of time and cost is going to be wasted on a lot of spurious investigations as disgruntled ex-employees, embittered ex-spouses and sacked advisers nursing a grudge dob in their targets via exaggerated, malicious or outright vindictive tip-offs, which HMRC will have to sift through.”
04 December 2025
Santander research shows only 40% of Brits can answer simple inflation question
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, said: “There is a striking gap between perceived and actual financial literacy in the UK. In fact, the disconnect is brutally stark. While most people feel confident about their money knowledge, less than half can correctly answer a basic inflation question.
01 December 2025
Chancellor to face ethics probe? “It’s hard to see how Rachel Reeves survives this”
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, said he expects changes at the top by Easter.
01 December 2025
Financial and business experts slam Government: Many people and businesses “will be out of pocket”
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, cut straight to the chase: “Millions of borrowers and businesses made financial decisions in November based on potentially misleading information.”
28 November 2025
Tax relief for investors in VCTs cut from 30% to 20%: “Starving Britain’s innovators of growth capital”
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, said small companies will be affected.
28 November 2025
Communist UK and an automation dystopia: “The UK small business dream is being taxed to death”
Since the Budget, Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, has been nonplussed: “Forget socialism. Reeves is pushing the UK towards a communist economic disaster. Welcome to communist Britain. This Budget is the death of aspiration.”
27 November 2025
Pound and gilts reverse in Budget ‘reality check’
27 November 2025
No change to Income Tax in Rachel Reeves budget 2025
26 November 2025
Business leaders urge Reeves to resign ‘like Hugh Dalton’ after Budget leaks: ‘More leaks than the Titanic’
26 November 2025
Rachel Reeves told to resign by furious business owners: 'More leaks than the Titanic'
25 November 2025
Rachel Reeves told to resign by furious business owners: 'More leaks than the Titanic'
25 November 2025
Rachel Reeves' Autumn Budget will make running a small business in the UK "untenable'
24 November 2025
Ahead of Budget, investors and savers “shouldn’t panic or make any rash decisions”
20 November 2025
AI poster child’s results point up but “betting your house solely on NVIDIA is reckless”
19 November 2025
Small businesses fear stealth taxes in Budget, higher costs and a “Truss-like run on the Pound”
SMALL business owners fear tax rises and higher costs announced in the Budget next week “could make running a business in the UK untenable”. They also worry there could be a “Truss-like run on the Pound”.
18 November 2025
FSCS deposit limit to be increased to £120,000: “a sensible, if long overdue, adjustment”
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, welcomed the move: “This is a sensible, if long overdue, adjustment that better protects ordinary savers while maintaining confidence in the banking system.”
17 November 2025
Budget leaks: “At this rate, we’ll be having a public vote on economic policy during Strictly”
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, said confidence in the Chancellor was gone.
13 November 2025
UK economy grows by just 0.1% in Q3: “Britain is officially on life support”
Tony Redondo, Founder at Cosmos Currency Exchange, added: “16 months into the first Labour government for 15 years, and the UK economy continues to be the laggard among its peers, underperforming the OBR’s recent forecasts.
11 November 2025
Unemployment hits 5%. “This Government is out of touch, out of ideas and running out of time.”
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, said: “The tax on jobs announced by the Chancellor in last year’s Budget has had its inevitable result, with the UK unemployment rate hitting its highest level since May 2021 in the aftermath of the Covid-19 lockdowns.
11 November 2025
Bank of England holds interest rates at 4% in another blow to Rachel Reeves
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, said that while the Bank of England should cut rates, it likely won’t.
“The Bank of England should cut rates today. The UK economy is in desperate need of a pick-me-up. Sadly, I very much doubt it will. Not weeks before the Budget, and not when they risk being accused of political favouritism.
04 November 2025
What is the BOE expected to do with business rates?
Tony Redondo, founder at Newquay-based Cosmos Currency Exchange, said that while the Bank of England should cut rates, it likely won’t: “The Bank of England should cut rates on Thursday. The UK economy is in desperate need of a pick-me-up. Sadly, I very much doubt it will. Not weeks before the Budget, and not when they risk being accused of political favouritism.
30 October 2025
Reeves hit with another bombshell as the pound hits a ‘2-year low’
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, said, “The pound has plunged to its lowest against the euro since May 2023 as markets brace for the Budget on 26 November.
30 October 2025
Rachel Reeves humiliated as pound sinks to two-year low ahead of crunch Budget
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, said the Budget could lead to a volatile pound.
He continued: “The pound has plunged to its lowest against the euro since May 2023 as markets brace for the Budget on 26 November.
20 October 2025
Rachel Reeves's 'brutal' economy blamed for Pizza Hut closures – 'serious trouble'
Similarly, Tony Redondo, Founder at Cosmos Currency Exchange, said what has happened to Pizza Hut is “a classic retail problem”.
He said: “Being second-best at everything kills you faster than being excellent at one thing. Pizza Hut’s struggles reflect a brutal market squeeze.
20 October 2025
Pizza Hut ‘stuck in the middle’ as UK dine-in arm collapses into administration
“Being second-best at everything kills you faster than being excellent at one thing,” said Tony Redondo, Founder of Cosmos Currency Exchange. “Premium chains like Pizza Express offer craft quality and ambiance, while Domino’s dominates on affordability and convenience. Pizza Hut got stuck in the middle—neither premium enough nor cheap enough to compete.”
13 October 2025
November Budget: “Get AI wrong and the Treasury will engineer its own fiscal collapse”
Tony Redondo, founder of Cosmos Currency Exchange, said the speed of the AI revolution meant the Treasury could not afford to delay reform.
“Gradual change over 20 years allows adaptation. But AI’s transformation is happening in five to ten — it demands urgent action,” he said.
13 October 2025
Experts warn Chancellor against expanding VAT coverage in Autumn Budget
Tony Redondo, Founder of Cosmos Currency Exchange, said tinkering with the VAT regime was “not a structural fix but a one-time revenue boost”.
“It would come at a high economic and political cost,” he said. “The UK doesn’t need higher VAT; it needs a growth plan that restores confidence and rewards enterprise.”
12 October 2025
England legend left bankrupt and penniless did not have same privilege as Wayne Rooney
John Barnes needs guidance, not criticism, after being declared bankrupt, according to a fellow retired sports star. HM Revenue & Customs (HMRC) recently revealed that John Barnes Media Limited, his now-liquidated company, had racked up debts of over £1.5 million.
12 October 2025
'I've worked with England legend who was declared bankrupt – he needed an intervention'
John Barnes needed an intervention before being declared bankrupt, according to a fellow retired sports star who has worked with the Liverpool and England legend. HM Revenue & Customs (HMRC) recently announced John Barnes Media Limited, his now-liquidated company, had amassed debts exceeding £1.5million.
12 October 2025
David Flatman weighs in on ‘mega’ England back-row option and predicts ‘dripping’ Prem winners
Former Bath and England prop David Flatman has been reflecting on the second round of Prem Rugby, highlighting Afolabi Fasogbon’s “pirouette, sidestep and dive” as a personal highlight from the weekend.
06 October 2025
New advice for Spain, France and Greece holidaymakers
Tony Redondo, founder of Newquay-based Cosmos Currency Exchange, said: “The pound has fallen over 4% against the euro in the past year and faces continued pressure heading into 2026 due to recession fears and pre-budget uncertainty.
06 October 2025
Brits with Spain holidays booked told to act now
Tony Redondo, founder of Newquay-based Cosmos Currency Exchange, said: “The pound has fallen over 4% against the euro in the past year and faces continued pressure heading into 2026 due to recession fears and pre-budget uncertainty.
06 October 2025
Spain, France, Greece, and Italy holiday alert issued to Brits
Tony Redondo, founder of Newquay-based Cosmos Currency Exchange, said: “The pound has fallen over 4% against the euro in the past year and faces continued pressure heading into 2026 due to recession fears and pre-budget uncertainty.
03 October 2025
Experts warn of serious risks of using AI to plan your finances
Tony Redondo, of Cornwall-based Cosmos Currency Exchange, said AI is useful for “heavy lifting” tasks such as learning jargon, drafting letters or building a budget.
But he warned: “The danger emerges when clients use AI for specialist advice on irreversible, highly personalised matters like tax, mortgages, pensions, or insurance – where AI hallucinations could have serious consequences.”
03 October 2025
Warning over using AI to plan your finances as Brits turn to chatbots for help
Tony Redondo, from Cornwall-based Cosmos Currency Exchange, acknowledged the usefulness of AI for “heavy lifting” tasks such as learning jargon, drafting letters or building a budget.
15 September 2025
Autumn Budget 2025: what will Rachel Reeves deliver for SMEs?
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, echoed this sentiment, saying that the Chancellor should, “Recognise the economy is on its knees and don’t bury it completely with yet more tax rises.
09 September 2025
Gold fever: the smartest ways to buy and sell as prices hit record highs
Tony Redondo, founder of Cosmos Currency Exchange in Newquay, says the 2025 Sovereign is shaping up as a hot ticket. It will be the last to carry the “rose gold” colour before the Royal Mint reverts to traditional yellow next year. “This exclusivity has made the 2025 edition particularly sought after,” he says. For once, scarcity is genuine.
03 September 2025
Reeves warned ‘this is the last chance saloon’ and ‘Starmer knows it’
Tony Redondo, founder at Newquay-based Cosmos Currency Exchange said, “Reeves is the worst Chancellor since Denis Healey, steering the UK toward fiscal delinquency.
30 August 2025
Reeves warned ‘this is the last chance saloon’ and ‘Starmer knows it’
Tony Redondo, Founder at Cosmos Currency Exchange, described the situation as a “moron tax” on the UK and warned of disaster.
29 August 2025
The Weekly Roundup August 25 - 29
IPBN member Tony Redondo, on August 18, shared that “the latest UBS Wealth Report shows that global wealth amounts to USD 471 trillion, with the USA contributing 35%, China 19%, Japan 4.5%, just ahead of the UK, Germany, and France.
22 August 2025
Big petrol price drop 'on the way' as pumps could fall to 120p a litre
Tony Redondo, founder of Newquay-based Cosmos Currency Exchange, suggested that prices could plummet to as low as 120p a litre. He said: “This rare good news for UK motorists has a chance to get even better.
17 August 2025
“The bond market smells blood” as 30-year gilt yield edges close to 1997 high
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, added Labour is in an impossible situation and the private sector could once again bear the brunt of tax rises: “With yields spiking, history looks set to repeat itself with a re-run of the Truss debt crisis of October 2022.
07 August 2025
Five ways Rachel Reeves could cost taxpayers to plug £41bn financial black hole
Tony Redondo, Founder at Newquay-based Cosmos Currency Exchange, said expanding VAT to exempt items like books or digital services could raise billions.
06 August 2025
What does the Bank of England’s expected rate cut mean for the UK’s 5.5 million SMEs?
Tony Redondo, founder at Cosmos Currency Exchange, said a cut is needed based on what he sees in his local area.
06 August 2025
As petrol prices rise for eighth week running, here's the cheapest places to fill up in Milton Keynes
Tony Redondo, Founder at Cosmos Currency Exchange, advised drivers to avoid tourist areas when filling up.
31 July 2025
Brits warned over 'simple mistake' after pension pot is hit by £80,000 blow
Tony Redondo, founder of Cosmos Currency Exchange, warned: “Shortcuts often lead to bigger bills. Skimpy insurance policies may not cover damages, leaving you to pay big out-of-pocket costs.”
29 July 2025
Drivers urged to 'fill up now' as petrol prices may reach three-month record high
“Petrol prices could rise to 140p to 150p per litre if oil prices or geopolitical tensions escalate, though stabilisation around current levels is possible if supply remains high,” Tony Redondo, founder of Cosmos Currency Exchange, said.
25 July 2025
Brits heading on holiday urged to 'buy Euros now'
Currently, the Pound is under pressure against the Euro after a hawkish stance from the European Central Bank around interest rates and a potential US-EU trade deal.
25 July 2025
When you should buy Euros, say experts, as pound drops
Tony Redondo, founder of Cosmos Currency Exchange, says: “For Brits travelling to Europe soon, buy now, as it looks more than likely that the Pound may weaken further.
21 July 2025
Experts warn investors about missing “golden opportunity” as silver breaks $39
Tony Redondo, Founder at Cosmos Currency Exchange, shared much the same view: “Silver’s rally is robust, fuelled by strong supply and demand fundamentals including industrial demand for solar and EV’s, supply deficits, safe haven buying amid geopolitical tensions, expected Fed interest rate cuts, rising inflation and a high gold to silver ratio suggesting silver is still underpriced.
17 July 2025
Sixteen year olds to be given right to vote: “Labour is chasing the dreams of teens”
Her views were echoed by Tony Redondo, Founder at Cosmos Currency Exchange, who said: “This smacks of pure desperation after a year to forget for Labour, back in power after a 15-year absence.”
14 July 2025
Dubai launches first-time buyer scheme targeting young Brits
Meanwhile, Cosmos Currency Exchange founder, Tony Redondo, explained that Dubai’s first-time buyer scheme offers flexible payment plans and early access to properties under £1mn.
10 July 2025
FTSE 100 hits record high - fuelled by mining stocks and Bank of England rate cut expectations
Meanwhile, Tony Redondo, founder at Cosmos Currency Exchange, said: “The FTSE 100’s record high is being driven by a cocktail of factors”.
10 July 2025
FTSE 100 hits 'record high' fuelled by mining stocks rally and BoE rate cut expectations
Tony Redondo, Founder at Cosmos Currency Exchange, said: “The FTSE 100’s record high is being driven by a cocktail of factors”.
10 July 2025
Airbnb panic as 2 more EU countries set for crackdown after Spain triggers 'domino effect'
However, Tony Redondo, founder at Cosmos Currency Exchange, predicts France will actually be more likely to be the first to crack down on Airbnb.
09 July 2025
Spain's new Airbnb rules expected to 'trigger domino effect' in other holiday hotspots
Tony Redondo, founder at Cosmos Currency Exchange, predicted that France is even more likely than Italy to be the next to crack down on Airbnb.
09 July 2025
New rules for tourists in Italy, experts say, after Spain crackdown
Tony Redondo, Founder at Cosmos Currency Exchange, predicted it would actually be France that is more likely to be the first to crack down on Airbnb.
08 July 2025
Trump’s tariffs send UK borrowing costs soaring, forcing Reeves to rethink economic roadmap
“The pound is down against all major currencies,” said Tony Redondo, founder of Cosmos Currency Exchange. “Gilt yields are now spiking above Liz Truss levels — this is serious. The Chancellor’s fiscal headroom is shrinking by the hour.”
08 July 2025
PUMP UP Petrol rockets to highest price in MONTHS with fears it could hit 150p per litre – how to find cheapest fuel near you
Tony Redondo, who runs Cosmos Currency Exchange, says petrol prices could shoot up if oil hits $100 a barrel.
04 July 2025
Spain's 'Airbnb' crackdown to spark tourism surge in these 2 European countries
Two beautiful European countries are already on track to benefit from Spain’s new wave of sweeping regulations on short-term rentals.
04 July 2025
Households warned to withdraw cash from banks and exchange it now
Tony Redondo, Founder at Cosmos Currency Exchange, went on: “The Pound hit a 4-year high versus the US Dollar due to USD weakness from Trump’s Fed pressure, geopolitical tension easing, and interest policy differentials between the Bank of England and the Fed.
04 July 2025
Tax and red tape push landlords into flipping – financial experts’ stories
“Landlords are fleeing the UK private rented sector, driven by the Renters’ Rights Bill, tax hikes, high interest rates, and other requirements like the EPC. “
03 July 2025
Brits could be priced out of Majorca holidays as accommodation prices surge by 20%
Meanwhile Tony Redondo, Founder at Cosmos Currency Exchange says the new law has already caused prices in holiday hotspots to soar by 20%.
03 July 2025
'Absurd' tax penalty for families with one main earner could cost parents thousands | Money blog
Tony Redondo, of Cosmos Currency Exchange, said prices could go up by as much as 20% due to the new laws.
02 July 2025
Mallorca holiday property rental costs could rise by 20% this summer
Tony Redondo, Founder at Cosmos Currency Exchange, said prices could be raised by up to 20% in hot spots due to the law. BristolLive quoted him as saying: “Spain’s new Airbnb law will delist thousands of short-term rentals. British buy to let owners face income loss when the unlicensed properties are removed. Those who try and register will face higher compliance costs or have to sell.
02 July 2025
Spain holiday cost could soar by 20% because of new Airbnb rules
Tony Redondo, Founder at Cosmos Currency Exchange, said prices could be raised by up to 20% in hotspots due to the law.
He added: “Spain’s new Airbnb law will delist thousands of short-term rentals. British buy to let owners face income loss when the unlicensed properties are removed. Those who try and register will face higher compliance costs or have to sell.
26 June 2025
Government's new Industrial Strategy 'too late' for many businesses, experts warn
The Government’s new Industrial Strategy ‘too late’ for many businesses, experts warn.