Our Story on ... what and how we do things differently
The world is not short of currency payment services.
You have the banks; the online apps; the main-stream brokers.
It’s a crowded and very competitive marketplace, especially in the UK where the London market is responsible for over 40% of global trading. Yes, in the currency markets, London dwarves New York; Shanghai; Paris and Berlin and in the UK, the banks share of the currency market is less than 50%.
So, what possessed me to start my own brokerage after a successful career working for various banks and brokerages for 35 years?
And in 2020, in the middle of a global pandemic!
The idea had been brewing for a while.
In a nutshell, I saw a gap in the market.
When I started in the City of London in 1985, there were no computers and no internet. Business was done the only way business had been done for hundreds of years.
By people talking with people.
Then in the recession of 1992, millions of hours of accumulated knowledge and experience was culled when the banks introduced overseas call centres.
Then came computers and the internet and the whole financial services industry and specially the currency markets moved completely away from the traditional relationship-based business models to only offer clients transaction-based self-service tech only answers.
Then in the recession of 1992, millions of hours of accumulated knowledge and experience was culled when the banks introduced overseas call centres.
Then came computers and the internet and the whole financial services industry and specially the currency markets moved completely away from the traditional relationship-based business models to only offer clients transaction-based self-service tech only answers.
You know the one, “Computer says NO!”
And even if the computer does say yes, it’s a purely reactive business model because the rate of exchange in the currency markets between the 175 currencies available around the globe change value every 3 seconds.
That is 28,800 changes every 24 hours. However quick the algorithm, all its going to tell you is that at this moment in time, the rate of exchange between currency A and currency B is C. The client either accepts it or doesn’t.
So, how is Cosmos Currency Exchange different?
The idea behind Cosmos is simple enough.
It’s to marry the best of the ‘old school’ relationship-based business models of yesteryear with ‘new school’ technology. Every client, large or small, personal, charity or business is treated like the individual they are. No one size fits all at Cosmos.
Every client is offered a free of charge and a free of commitment discovery call to ascertain their specific currency requirement, time frame and any other useful details for their specific requirements.
With Cosmos, every client is offered:
- A relationship not a transaction-based service.
- A personal service, not having to self-service on a tech only answer.
- A proactive not a reactive approach.
- Expert guidance every step of the way.
- Local collection accounts in New York for US Dollar payments and receipts; in Calgary for Canadian Dollar payments and receipts; in Frankfurt for Euro payments and receipts as well as over 35 client collection currency accounts in London.
- Membership of all the major payment systems around the world from the global SWIFT payment system to the ECH system in the USA; the EFT system in Canada; the SEPA system in the EU and the faster payment network in the UK.
- All backed up with the use of the latest technology to keep your data and funds safe and sound.
Our two non-negotiable
promises to you are:
#1
A quality relationship based full service
#2
Our Story And Your Part In It
24/7 mONITORING
Global
Personal Customers
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You can be confident that your currency exchanges are tracked for best performance
Opening an account is quick, easy and absolutely FREE. Cosmos offers a full-service brokerage to all our clients, large or small, personal or corporate.

Hindsight is now history
Cosmos Currency Exchange Ltd is a company registered in England and Wales (Registration number 12414676). For clients based in the United Kingdom and rest of the world, payment services for Cosmos Currency Exchange Ltd are provided by The Currency Cloud Limited (Registered in England No. 06323311) Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ and Equals Connect Limited (Registration No. 07131446) part of Equals Group PLC (Registration No. 08922461). The Currency Cloud Limited is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 for the issuing of electronic money. FCA registration number: 900199. Equals Connect Limited is authorised by the FCA as an authorised payment institution. FCA registration number 671508.